prefix: doi.org/10.52283/1.ajbmr |
Volume :7 Issue :01 Year : 2022
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Moderating Impact of Parental Financial Staters in the Relationship between Parental Attitudes and Children Secondary Level Education Performance in Negombo Sea Belt, Sri Lanka
►Reverent Father Dassanayake Mudalige John Kennedy Perera
frkena@hotmail.com (Corresponding Author)
https://orcid.org/0000-0002-3016-8379
►Gunawardana Kennedy Degaulle
►Weerakoon Banda
Received:23 May, 2022
Final Revision: 09 August, 2022
Accepted: 21 August, 2022
e Published: 01 September, 2022
doi.org/10.52283/NSWRCA.AJBMR.20220701A01
AbstractThis research identifies parental attitudes towards the secondary level educational performance of students in the Negombo sea-belt, Sri Lanka. Based on the information collected from 288 questionnaire surveys and 10 face-to-face interviews with parents (mothers-fathers dyad), aged between 25 years and 60 years old. In order to measure the progressive-democratic or traditional-authoritarian attitudes of the parents towards child education, it has been used the Parental Modernity Scale of Child Educational Performance. The findings showed that the overall attitude of the respondents was moderately favorable but positive towards education. Furthermore, parental traditionalism was more favorably positive towards education than parenting progressivism for secondary level education. In the interviews, no positivity was demonstrated by parents towards providing more attention in terms of decisions for traditional fishing than their children’s academic future. It is, therefore, a key component of national educational policies and early childhood programs. No plans have been made for the future implications of the policy formulation as well as for further research.Keywords: Socially marginalized Parental attitudes, secondary level education, fisher folk children.-
A Comparative Study between Islamic Banks and Conventional Banks in Bangladesh Based on Satisfaction of Debit Card Users
►Evana Nusrat Dooty
►Israth Sultana
►Kulsuma Akter Nahid
Received:24 May, 2022
Final Revision: 14 July, 2022
Accepted: 27 July, 2022
e Published: 14 September, 2022
AbstractThis study is about the measuring of customer satisfaction on debit card use where little attention has been paid to this issue in Bangladesh. Previous studies on Islamic banks and conventional banks were focused on different determinants of customer satisfaction but very few studies on debit card user. The research aim is to identify the level of debit card user satisfaction and its determinants between Islamic banks and conventional banks. For this purpose, a well-planned questionnaire was developed to ensure success and also by providing questionnaires to 300 debit cards holder from Islamic banks and traditional banks using the convenience sampling technique. In this study, bi-variate and regression model were employed to identify the important predictors that affected customer satisfaction regarding debit cards of both types of banks. The study discovered that the customers of conventional banks were more pleased with the overall quality of service than that of Islamic banks were providing. More importantly, traditional banks had security and responsiveness as the driving forces, whereas Islamic banks, as an exception, availability of money and transaction cost were considered less important in customer satisfaction. The most important measures represent the procedures banks may use to tailor their services to individual consumers' needs.Keywords: User Satisfaction, Debit Card, Islamic Bank, Conventional Bank-
Portfolio Spiking with Cryptocurrency: A Risk-Adjusted Performance Analysis
►Onur Arugaslan
►Ajay Samant
►Devrim Yaman
Received:18 April, 2022
Final Revision: 21 June, 2022
Accepted: 24 August, 2022
e Published: 16 September, 2022
AbstractThe objective of this study is to provide empirical documentation on the risk-adjusted performance of portfolios formed by investing in a Cryptocurrency such as Bitcoin and a risk-free asset. The study evaluates the performance of these Bitcoin-spiked portfolios using statistical measures grounded in modern portfolio theory. Market returns are adjusted for the degree of total risk, systematic risk, and downside risk inherent in each portfolio, and the securities are then ranked on the basis of risk-adjusted performance. In addition to standard Sharpe, Jensen, and Treynor performance measures, two newer evaluation metrics, the Modigliani and Sortino measures, are used for ranking the portfolios. We report that these portfolios have varying levels of risk and return. Our key finding is that these portfolios’ risk-adjusted returns are not only quite impressive but also exceed that of S&P 500, our benchmark market portfolio. The implication of our results is that investors with higher risk tolerance could earn substantially higher returns by including a larger percentage of Bitcoin in their portfolios. Our results should be informative to individual and institutional investors contemplating investing in cryptocurrencies but aware of their high risk.Keywords: Cryptocurrencies, Bitcoin, Portfolio Analysis, Performance Measurement-
A Systematic Literature Review of Factors Influencing the Dividend Policy
►Divya Saini
►Priti Sharma
Received: 09 May, 2022
Final Revision: 17 July, 2022
Accepted: 25 July, 2022
e Published: 15 September, 2022
AbstractDividend is the sum of money which is paid regularly out of profits to the shareholders of company. There are various factors which influence the decision of dividend payment. The main purpose of the study is to investigate and analyze the factors influencing the Dividend Policy by reviewing the variables determining the dividend policy based on summarized theoretical and empirical evidences available in previous studies. It is based on previous studies from Scopus and Web of Science database covering the entire time span available in the databases from 1982 to 2022. This review has been conferred in a systematic way which include different variables namely profitability, lagged dividend, size, firm Age, taxation, liquidity, business risk, growth opportunities, corporate social responsibility (CSR), leverage, free cash flow and net working capital etc. On basis of majority of previous studies, the present study concludes significant positive relation between profitability, lagged dividend, firm size, liquidity, corporate tax, firm age, CSR and net working capital. And on other hand dividend policy have significant Negative association with Investment opportunities, Free Cash Flow, Business Risk and Leverage. The main implication of the study is that it will provide base for further research and also gives information regarding literature gap.Keywords: Dividend Policy, Dividend Payout Ratio (DPR), Profitability, Lagged Dividend, Investment Opportunities.
JEL Classification Codes: G3, G35-
Social Network Ties, Entrepreneurial Orientation, and Entrepreneurial Intention among University Students in Ghana
►Joseph Owusu
► Naeem Hayat
►Wilberforce Owusu-Ansah
►Peter Kwasi Oppong
Received: 14 June, 2022
Final Revision: 10 August, 2022
Accepted: 17 August, 2022
Published: 00 September 2022
AbstractTo expand the existing literature on entrepreneurial orientation and entrepreneurial intention, the current study determines the mediating role of social network ties in the relationship between entrepreneurial orientation and entrepreneurial intention among university students in Ghana. Data was conveniently gathered from 728 full time university students in Ghana. Structural equational modeling findings demonstrated that entrepreneurial orientation positively influenced social network ties and also positively affected entrepreneurial intention. Moreover, social network ties mediated entrepreneurial orientation and entrepreneurial intention nexus. University students should try to establish formal and informal social network relations to identify business opportunities, acquire resources in order to enhance their proclivity to start a new business.Keywords: Entrepreneurial orientation, entrepreneurial intention, social network ties, TPB, Ghana.
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Perception and Purchase Behavior of Functionally Illiterate Women for Food Products in Delhi
►Mohd. Danish Chishti
►Abdullah Bin Junaid
►Faheem Ahmed
►Priyanka Indoria
Received: 05 May, 2022
Final Revision: 28 November, 2022
Accepted: 01 December, 2022
Published: 08 January 2023
AbstractIndia, as the world’s fastest emerging economy, is no exception to the international problem associated with functional illiteracy. Millions of consumers penetrate the marketplace with inadequate literacy skills which makes them make ineffective decisions that may endanger an opportunity to optimize their already inadequate financial resources. This study provides marketers with valuable information and insights about the characteristics of Indian consumers in terms of their perceptions and purchase behaviour. The study was exploratory and descriptive in nature. A screening test was conducted to first qualify the respondents for the study and then a survey-based questionnaire was used for data collection. Women respondents were chosen, and Judgment sampling was used to recruit willing respondents that met the selection criteria. The study confirms the previous studies that functionally illiterate consumers earn a low income. Price was identified as the most influential factor during the purchase of food products for functionally illiterate women. The results are consistent with the findings of Viswanathan who suggested that low literate or illiterate consumers do not tradeoff between groups of product characteristics. The study benefits retailers as they seek to understand consumers’ problems and demands as well as improve facilities provided in their stores to assist functionally illiterate consumers. The study is significantly beneficial for policymakers as they could frame policies that will emphasize visual product depiction so that functionally illiterate consumers can make informed decisions. The study also benefits food product manufacturers as they could develop the products keeping in consideration the functional illiteracy of consumers. Appreciating that illiterate consumers are not equipped with adequate knowledge related to structure and function and they spend the money they earned with a danger of being browbeaten, the findings of this study can be effective in helping such customers make well-informed purchasing decisions to make optimal use of their hard-earned income.Keywords: Functionally illiterate, consumer behavior, purchase behavior, food products, perception
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